421 N Lowry St, Pampa, TX 79065

3 bd · 1 ba · 986 sqft · built 1950 · Pampa · SINGLE_FAMILY·source listing ↗

$56,999

$59,995 first listed

seller intel

Price cut

−5.0%

from $59,995

Motivation score

27/100

OnePercent model (vv1)$1,638/mo

p10–p90 confidence band

HUD Fair Market Rent · 79065 · 3BR$1,240/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Gray

Flood risk indexVery High FEMA NRI

Median household income$58,912

Median area rent$934/mo

Median home value$110,000

the verdict

2.87%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$56,999

2.87% · rent $1,638

Intrinsic value · income approach

$143,797

60% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.