606 W Payne St, Olney, TX 76374

2 bd · 1 ba · 852 sqft · built 1955 · Olney · SINGLE_FAMILY·source listing ↗

$32,500

$50,000 first listed

seller intel

Price cut

−35.0%

from $50,000

Motivation score

55/100

OnePercent model (vv1)$1,765/mo

p10–p90 confidence band

HUD Fair Market Rent · 76374 · 2BR$1,000/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Young

Flood risk indexRelatively High FEMA NRI

Median household income$43,939

Median area rent$488/mo

Median home value$121,000

the verdict

5.43%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$32,500

5.43% · rent $1,765

Intrinsic value · income approach

$84,381

61% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.