401 S Vick St, Decatur, TX 76234

2 bd · 2 ba · 1,509 sqft · built 1965 · Decatur · SINGLE_FAMILY·source listing ↗

$260,000

rent, three ways

OnePercent model (vv1)$2,195/mo

p10–p90 confidence band

HUD Fair Market Rent · 76234 · 2BR

$1,240/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Wise

Flood risk indexRelatively Low FEMA NRI

Median household income$93,727

Median area rent$1,225/mo

Median home value$344,700

the verdict

0.84%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$260,000

0.84% · rent $2,195

Intrinsic value · income approach

$434,069

40% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.