10450 State Highway 21, Alto, TX 75925

3 bd · 2 ba · 1,841 sqft · built 1980 · Alto · SINGLE_FAMILY·source listing ↗

$77,400

seller intel

Motivation score

15/100

OnePercent model (vv1)$2,370/mo

p10–p90 confidence band

HUD Fair Market Rent · 75925 · 3BR$1,350/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Cherokee

Flood risk indexRelatively Low FEMA NRI

Median household income$60,811

Median area rent$742/mo

Median home value$105,200

the verdict

3.06%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$77,400

3.06% · rent $2,370

Intrinsic value · income approach

$245,184

68% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.