512 W 21st St, Ada, OK 74820

3 bd · 1.5 ba · 1,112 sqft · built 1971 · Ada · SINGLE_FAMILY·source listing ↗

$110,000

$129,000 first listed

seller intel

Price cut

−14.7%

from $129,000

Motivation score

50/100

OnePercent model (vv1)$1,351/mo

p10–p90 confidence band

HUD Fair Market Rent · 74820 · 3BR$1,290/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Pontotoc

Flood risk indexRelatively High FEMA NRI

Median household income$62,357

Median area rent$891/mo

Median home value$181,400

the verdict

1.23%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$110,000

1.23% · rent $1,351

Intrinsic value · income approach

$180,631

39% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.