610 N 20th St, Fort Smith, AR 72901

3 bd · 1 ba · 1,884 sqft · built 1940 · Fort Smith · SINGLE_FAMILY·source listing ↗

$94,500

$99,500 first listed

seller intel

Price cut

−5.0%

from $99,500

Motivation score

28/100

OnePercent model (vv1)

$1,256/mo

p10–p90 confidence band

HUD Fair Market Rent · 72901 · 3BR$1,270/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Sebastian

Flood risk indexRelatively High FEMA NRI

Median household income$42,851

Median area rent$854/mo

Median home value$118,100

the verdict

1.33%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$94,500

1.33% · rent $1,256

Intrinsic value · income approach

$149,656

37% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.