130 Timber Ln, White Hall, AR 71602

3 bd · 2 ba · 2,150 sqft · built 1979 · White Hall · SINGLE_FAMILY·source listing ↗

$194,000

$205,000 first listed

seller intel

Price cut

−5.4%

from $205,000

Motivation score

29/100

OnePercent model (vv1)$2,599/mo

p10–p90 confidence band

HUD Fair Market Rent · 71602 · 3BR$1,230/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Jefferson

Flood risk indexRelatively Moderate FEMA NRI

Median household income$55,204

Median area rent$937/mo

Median home value$157,100

the verdict

1.34%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$194,000

1.34% · rent $2,599

Intrinsic value · income approach

$281,715

31% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.