118 W 1st Ave, Caldwell, KS 67022

4 bd · 2 ba · 2,307 sqft · built 1900 · Caldwell · SINGLE_FAMILY·source listing ↗

$128,900

rent, three ways

OnePercent model (vv1)$2,749/mo

wide honest range — HUD/comp anchors · $516–$2,749

HUD Fair Market Rent · 67022 · 4BR$1,160/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Sumner

Flood risk indexRelatively High FEMA NRI

Median household income$60,000

Median area rent—

Median home value$89,700

the verdict

2.13%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$128,900

2.13% · unverified

Intrinsic value · income approach

$153,614

16% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.