405 Russell St, Lathrop, MO 64465

3 bd · 1 ba · 1,001 sqft · built 1908 · Lathrop · SINGLE_FAMILY·source listing ↗

$195,000

rent, three ways

OnePercent model (vv1)$1,825/mo

p10–p90 confidence band

HUD Fair Market Rent · 64465 · 3BR$1,350/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Clinton

Flood risk indexRelatively High FEMA NRI

Median household income$80,552

Median area rent$857/mo

Median home value$192,200

the verdict

0.94%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$195,000

0.94% · rent $1,825

Intrinsic value · income approach

$234,315

17% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.