905 Paradise Ln, Smithville, MO 64089

3 bd · 2 ba · 1,625 sqft · Smithville · SINGLE_FAMILY·source listing ↗

$280,000

$285,000 first listed

seller intel

Price cut

−1.8%

from $285,000

Motivation score

13/100

OnePercent model (vv1)$2,495/mo

p10–p90 confidence band

HUD Fair Market Rent · 64089 · 3BR$1,710/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Clay

Flood risk indexRelatively High FEMA NRI

Median household income$101,009

Median area rent$1,294/mo

Median home value$327,200

the verdict

0.89%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$280,000

0.89% · rent $2,495

Intrinsic value · income approach

$388,844

28% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.