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414 N Jefferson St, Vandalia, MO 63382 — $210,000 · 2bd · ~1.2% rule | OnePercent

414 N Jefferson St, Vandalia, MO 63382

$210,000

Home·Vandalia 63382·414 N Jefferson St, Vandalia, MO 63382

Last confirmed 5 days ago

414 N Jefferson St, Vandalia, MO 63382

2 bd · 2 ba · 2,630 sqft · built 1938 · Vandalia · SINGLE_FAMILY·source listing ↗

$210,000

rent, three ways

OnePercent model (vv1)$2,576/mo

wide honest range — HUD/comp anchors · $840–$2,576

HUD Fair Market Rent · 63382 · 2BR$910/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Audrain

Flood risk indexRelatively High FEMA NRI

Median household income$60,733

Median area rent$812/mo

Median home value$96,300

the verdict

1.23%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$210,000

1.23% · unverified

Intrinsic value · income approach

$210,000

0% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.