3438 Watson Rd, Saint Louis, MO 63139

2 bd · 1 ba · 973 sqft · built 1918 · Saint Louis · SINGLE_FAMILY·source listing ↗

$165,000

$175,000 first listed

seller intel

Price cut

−5.7%

from $175,000

Motivation score

31/100

OnePercent model (vv1)$1,610/mo

p10–p90 confidence band

HUD Fair Market Rent · 63139 · 2BR$1,340/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Saint Louis City

Flood risk indexRelatively High FEMA NRI

Median household income$75,757

Median area rent$1,095/mo

Median home value$209,600

the verdict

0.98%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$165,000

0.98% · rent $1,610

Intrinsic value · income approach

$264,381

38% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.