800 E 3rd St, Pana, IL 62557

3 bd · 2 ba · 1,074 sqft · built 1900 · Pana · SINGLE_FAMILY·source listing ↗

$46,000

seller intel

Motivation score

5/100

OnePercent model (vv1)$1,823/mo

p10–p90 confidence band

HUD Fair Market Rent · 62557 · 3BR$1,130/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Christian

Flood risk indexRelatively High FEMA NRI

Median household income$51,389

Median area rent$702/mo

Median home value$88,900

the verdict

3.96%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$46,000

3.96% · rent $1,823

Intrinsic value · income approach

$122,158

62% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.