374 N Adams St, Mason, IL 62443

1 bd · 1 ba · 592 sqft · built 1962 · Mason · SINGLE_FAMILY·source listing ↗

$42,500

rent, three ways

OnePercent model (vv1)$1,570/mo

wide honest range — HUD/comp anchors · $170–$1,570

HUD Fair Market Rent · 62443 · 1BR

$780/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Effingham

Flood risk indexRelatively Moderate FEMA NRI

Median household income$86,950

Median area rent$911/mo

Median home value$172,000

the verdict

3.69%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$42,500

3.69% · unverified

Intrinsic value · income approach

$75,391

44% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.