628 State St, Quincy, IL 62301

3 bd · 1 ba · 1,300 sqft · Quincy · SINGLE_FAMILY·source listing ↗

$75,900

rent, three ways

OnePercent model (vv1)$1,930/mo

p10–p90 confidence band

HUD Fair Market Rent · 62301 · 3BR$1,310/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Adams

Flood risk indexRelatively Moderate FEMA NRI

Median household income$52,055

Median area rent$815/mo

Median home value$135,100

the verdict

2.54%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$75,900

2.54% · rent $1,930

Intrinsic value · income approach

$160,378

53% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.