612 S 21st St, Belleville, IL 62226

1 bd · 1 ba · 550 sqft · built 1948 · Belleville · SINGLE_FAMILY·source listing ↗

$59,900

rent, three ways

OnePercent model (vv1)$891/mo

p10–p90 confidence band

HUD Fair Market Rent · 62226 · 1BR

$890/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

St. Clair

Flood risk indexRelatively High FEMA NRI

Median household income$70,797

Median area rent$1,008/mo

Median home value$167,000

the verdict

1.49%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$59,900

1.49% · rent $891

Intrinsic value · income approach

$100,513

40% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.