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810 Centennial Dr, Champaign, IL 61821 — $200,000 · 4bd · ~1.6% rule | OnePercent

810 Centennial Dr, Champaign, IL 61821

$200,000

Home·Champaign 61821·810 Centennial Dr, Champaign, IL 61821

Last confirmed 5 days ago

810 Centennial Dr, Champaign, IL 61821

4 bd · 2.5 ba · 1,971 sqft · built 1966 · Champaign · SINGLE_FAMILY·source listing ↗

$200,000

rent, three ways

OnePercent model (vv1)$3,291/mo

wide honest range — HUD/comp anchors · $800–$3,291

HUD Fair Market Rent · 61821 · 4BR$1,540/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Champaign

Flood risk indexRelatively High FEMA NRI

Median household income$70,715

Median area rent$1,031/mo

Median home value$181,800

the verdict

1.65%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$200,000

1.65% · unverified

Intrinsic value · income approach

$384,199

48% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.