103 S Towanda Ave, Normal, IL 61761

2 bd · 1 ba · 1,323 sqft · built 1975 · Normal · CONDOS·source listing ↗

$139,000

rent, three ways

OnePercent model (vv1)$2,007/mo

p10–p90 confidence band

HUD Fair Market Rent · 61761 · 2BR$1,230/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

McLean

Flood risk indexRelatively High FEMA NRI

Median household income$65,275

Median area rent$966/mo

Median home value$214,600

the verdict

1.44%vs 0.8% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$139,000

1.44% · rent $2,007

Intrinsic value · income approach

$213,319

35% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.