206 W 1st St, Lostant, IL 61334

3 bd · 2 ba · 1,444 sqft · built 1904 · Lostant · SINGLE_FAMILY·source listing ↗

$99,000

rent, three ways

OnePercent model (vv1)$2,137/mo

wide honest range — HUD/comp anchors · $396–$2,137

HUD Fair Market Rent · 61334 · 3BR$1,390/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

LaSalle

Flood risk index— FEMA NRI

Median household income$86,250

Median area rent$975/mo

Median home value$126,100

the verdict

2.16%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$99,000

2.16% · unverified

Intrinsic value · income approach

$99,000

0% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.