4308 12th St, Rock Island, IL 61201

3 bd · 2 ba · 1,376 sqft · built 1951 · Rock Island · SINGLE_FAMILY·source listing ↗

$65,000

rent, three ways

OnePercent model (vv1)$1,877/mo

p10–p90 confidence band

HUD Fair Market Rent · 61201 · 3BR$1,470/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Rock Island

Flood risk indexRelatively Moderate FEMA NRI

Median household income$59,396

Median area rent$847/mo

Median home value$125,600

the verdict

2.89%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$65,000

2.89% · rent $1,877

Intrinsic value · income approach

$177,708

63% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.