814 Brooke Ave, Rockford, IL 61109

2 bd · 1 ba · 960 sqft · built 1928 · Rockford · SINGLE_FAMILY·source listing ↗

$115,000

rent, three ways

OnePercent model (vv1)$1,842/mo

p10–p90 confidence band

HUD Fair Market Rent · 61109 · 2BR

$1,100/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Winnebago

Flood risk indexRelatively Moderate FEMA NRI

Median household income$62,973

Median area rent$959/mo

Median home value$139,400

the verdict

1.60%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$115,000

1.60% · rent $1,842

Intrinsic value · income approach

$178,894

36% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.