444 Forest Ave, Rockford, IL 61101

3 bd · 1.5 ba · 875 sqft · built 1900 · Rockford · SINGLE_FAMILY·source listing ↗

$99,500

$102,900 first listed

seller intel

Price cut

−3.3%

from $102,900

Motivation score

20/100

OnePercent model (vv1)$1,743/mo

p10–p90 confidence band

HUD Fair Market Rent · 61101 · 3BR$1,550/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Winnebago

Flood risk indexRelatively High FEMA NRI

Median household income$46,163

Median area rent$1,037/mo

Median home value$90,600

the verdict

1.75%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$99,500

1.75% · rent $1,743

Intrinsic value · income approach

$116,454

15% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.