503 S 2nd St, Oregon, IL 61061

4 bd · 2 ba · 1,700 sqft · built 1985 · Oregon · SINGLE_FAMILY·source listing ↗

$158,000

$168,000 first listed

seller intel

Price cut

−5.9%

from $168,000

Motivation score

32/100

OnePercent model (vv1)$2,320/mo

p10–p90 confidence band

HUD Fair Market Rent · 61061 · 4BR$1,480/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Ogle

Flood risk indexRelatively High FEMA NRI

Median household income$87,829

Median area rent$905/mo

Median home value$196,000

the verdict

1.47%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$158,000

1.47% · rent $2,320

Intrinsic value · income approach

$242,975

35% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.