1539 S Bidwell Ave, Freeport, IL 61032

2 bd · 1 ba · 1,260 sqft · built 1936 · Freeport · SINGLE_FAMILY·source listing ↗

$69,900

rent, three ways

OnePercent model (vv1)$1,745/mo

p10–p90 confidence band

HUD Fair Market Rent · 61032 · 2BR$920/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Stephenson

Flood risk indexRelatively Moderate FEMA NRI

Median household income$56,593

Median area rent$800/mo

Median home value$112,300

the verdict

2.50%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$69,900

2.50% · rent $1,745

Intrinsic value · income approach

$153,116

54% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.