314 E 3rd Ave, Columbus, MT 59019

2 bd · 1 ba · 1,348 sqft · built 1930 · Columbus · SINGLE_FAMILY·source listing ↗

$164,900

rent, three ways

OnePercent model (vv1)$2,069/mo

p10–p90 confidence band

HUD Fair Market Rent · 59019 · 2BR

$1,240/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Stillwater

Flood risk indexRelatively High FEMA NRI

Median household income$84,591

Median area rent$936/mo

Median home value$398,100

the verdict

1.25%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$164,900

1.25% · rent $2,069

Intrinsic value · income approach

$448,096

63% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.