504 Riverside Dr, Saint Cloud, MN 56304

3 bd · 1 ba · 1,400 sqft · built 1920 · Saint Cloud · SINGLE_FAMILY·source listing ↗

$150,000

rent, three ways

OnePercent model (vv1)$1,534/mo

p10–p90 confidence band

HUD Fair Market Rent · 56304 · 3BR$2,020/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Benton

Flood risk indexRelatively High FEMA NRI

Median household income$58,148

Median area rent$956/mo

Median home value$251,500

the verdict

1.02%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$150,000

1.02% · rent $1,534

Intrinsic value · income approach

$200,745

25% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.