312 Merriam Ave, Montevideo, MN 56265

3 bd · 2 ba · 1,826 sqft · built 1895 · Montevideo · SINGLE_FAMILY·source listing ↗

$77,900

rent, three ways

OnePercent model (vv1)$2,394/mo

p10–p90 confidence band

HUD Fair Market Rent · 56265 · 3BR$1,350/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Chippewa

Flood risk indexRelatively High FEMA NRI

Median household income$74,848

Median area rent$851/mo

Median home value$162,400

the verdict

3.07%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$77,900

3.07% · rent $2,394

Intrinsic value · income approach

$218,980

64% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.