826 S 6th Ave, Saint James, MN 56081

3 bd · 1.5 ba · 2,080 sqft · built 1890 · Saint James · SINGLE_FAMILY·source listing ↗

$79,900

seller intel

Motivation score

15/100

OnePercent model (vv1)$2,325/mo

p10–p90 confidence band

HUD Fair Market Rent · 56081 · 3BR$1,320/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Watonwan

Flood risk indexRelatively High FEMA NRI

Median household income$67,337

Median area rent$844/mo

Median home value$163,800

the verdict

2.91%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$79,900

2.91% · rent $2,325

Intrinsic value · income approach

$232,323

66% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.