75750 340th St, Saint James, MN 56081

4 bd · 1 ba · 3,276 sqft · built 1913 · Saint James · SINGLE_FAMILY·source listing ↗

$189,900

rent, three ways

OnePercent model (vv1)$2,369/mo

p10–p90 confidence band

HUD Fair Market Rent · 56081 · 4BR$1,420/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Watonwan

Flood risk indexRelatively High FEMA NRI

Median household income$67,337

Median area rent$844/mo

Median home value$163,800

the verdict

1.25%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$189,900

1.25% · rent $2,369

Intrinsic value · income approach

$236,667

20% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.