656 Ashland Ave, Saint Paul, MN 55104

1 bd · 1 ba · 517 sqft · built 1959 · Saint Paul · CONDOS·source listing ↗

$130,000

rent, three ways

OnePercent model (vv1)$1,332/mo

p10–p90 confidence band

HUD Fair Market Rent · 55104 · 1BR$1,260/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Ramsey

Flood risk indexRelatively Moderate FEMA NRI

Median household income$75,712

Median area rent$1,199/mo

Median home value$317,700

the verdict

1.02%vs 0.8% target

financing: 20% down · — (FRED, live) · 30yr

$130,000

1.02% · rent $1,332

Intrinsic value · income approach

$211,159

38% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.