206 Reber Ave, Waterloo, IA 50701

3 bd · 1.5 ba · 1,500 sqft · built 1911 · Waterloo · SINGLE_FAMILY·source listing ↗

$53,000

seller intel

Motivation score

15/100

OnePercent model (vv1)$2,070/mo

point estimate — add comps for a band

HUD Fair Market Rent · 50701 · 3BR$1,270/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Black Hawk

Flood risk indexRelatively Moderate FEMA NRI

Median household income$61,475

Median area rent$850/mo

Median home value$183,800

the verdict

3.91%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$53,000

3.91% · rent $2,070

Intrinsic value · income approach

$238,560

78% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.