118 Oliver St, Story City, IA 50248

3 bd · 1 ba · 900 sqft · built 1986 · Story City · SINGLE_FAMILY·source listing ↗

$200,000

rent, three ways

OnePercent model (vv1)$1,696/mo

point estimate — add comps for a band

HUD Fair Market Rent · 50248 · 3BR$1,430/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Story

Flood risk indexRelatively High FEMA NRI

Median household income$100,864

Median area rent$1,021/mo

Median home value$239,600

the verdict

0.85%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$200,000

0.85% · rent $1,696

Intrinsic value · income approach

$313,502

36% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.