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7962 W Stutsmanville Rd, Harbor Springs, MI 49740 — $325,000 · 4bd · ~0.8% rule | OnePercent

7962 W Stutsmanville Rd, Harbor Springs, MI 49740

$325,000

Home·Harbor Springs 49740·7962 W Stutsmanville Rd, Harbor Springs, MI 49740

Last confirmed 5 days ago

7962 W Stutsmanville Rd, Harbor Springs, MI 49740

4 bd · 2 ba · 1,908 sqft · built 1940 · Harbor Springs · SINGLE_FAMILY·source listing ↗

$325,000

rent, three ways

OnePercent model (vv1)$2,549/mo

p10–p90 confidence band

HUD Fair Market Rent · 49740 · 4BR$1,770/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Emmet

Flood risk indexRelatively Moderate FEMA NRI

Median household income$89,250

Median area rent$991/mo

Median home value$363,500

the verdict

0.78%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$325,000

0.78% · rent $2,549

Intrinsic value · income approach

$692,306

53% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.