108 NW 4th St, Ludington, MI 49431

1,205 sqft · built 1899 · Ludington · SINGLE_FAMILY·source listing ↗

$79,900

rent, three ways

OnePercent model (vv1)$1,965/mo

p10–p90 confidence band

HUD Fair Market Rent · 49431 · $740/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Mason

Flood risk indexRelatively Low FEMA NRI

Median household income$66,336

Median area rent$914/mo

Median home value$237,700

the verdict

2.46%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$79,900

2.46% · rent $1,965

Intrinsic value · income approach

$298,120

73% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.