304 Fifth Ave, Three Rivers, MI 49093

3 bd · 1.5 ba · 1,528 sqft · built 1960 · Three Rivers · SINGLE_FAMILY·source listing ↗

$120,000

rent, three ways

OnePercent model (vv1)$2,138/mo

p10–p90 confidence band

HUD Fair Market Rent · 49093 · 3BR$1,370/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

St. Joseph

Flood risk indexRelatively Moderate FEMA NRI

Median household income$63,118

Median area rent$851/mo

Median home value$183,100

the verdict

1.78%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$120,000

1.78% · rent $2,138

Intrinsic value · income approach

$230,343

48% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.