828 Lewis Ave, Saint Joseph, MI 49085

2 bd · 1 ba · 806 sqft · built 1920 · Saint Joseph · SINGLE_FAMILY·source listing ↗

$168,000

rent, three ways

OnePercent model (vv1)$1,729/mo

p10–p90 confidence band

HUD Fair Market Rent · 49085 · 2BR$1,370/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Berrien

Flood risk indexRelatively Moderate FEMA NRI

Median household income$104,969

Median area rent$1,091/mo

Median home value$304,600

the verdict

1.03%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$168,000

1.03% · rent $1,729

Intrinsic value · income approach

$242,423

31% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.