315 Brady St, Oakley, MI 48649

3 bd · 2 ba · 1,248 sqft · built 2009 · Oakley · SINGLE_FAMILY·source listing ↗

$144,900

rent, three ways

OnePercent model (vv1)$2,070/mo

p10–p90 confidence band

HUD Fair Market Rent · 48649 · 3BR

$1,260/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Saginaw

Flood risk index— FEMA NRI

Median household income$72,609

Median area rent$799/mo

Median home value$164,200

the verdict

1.43%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$144,900

1.43% · rent $2,070

Intrinsic value · income approach

$164,114

12% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.