815 Reed St, Saginaw, MI 48602

2 bd · 1 ba · 818 sqft · built 1954 · Saginaw · SINGLE_FAMILY·source listing ↗

$54,000

rent, three ways

OnePercent model (vv1)$1,322/mo

p10–p90 confidence band

HUD Fair Market Rent · 48602 · 2BR

$1,090/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Saginaw

Flood risk indexRelatively Low FEMA NRI

Median household income$46,984

Median area rent$933/mo

Median home value$73,600

the verdict

2.45%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$54,000

2.45% · rent $1,322

Intrinsic value · income approach

$81,956

34% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.