104 Oak Dr, Monticello, IN 47960

3 bd · 1.5 ba · 1,885 sqft · built 1956 · Monticello · SINGLE_FAMILY·source listing ↗

$200,000

rent, three ways

OnePercent model (vv1)$2,343/mo

point estimate — add comps for a band

HUD Fair Market Rent · 47960 · 3BR$1,220/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

White

Flood risk indexRelatively High FEMA NRI

Median household income$65,603

Median area rent$902/mo

Median home value$192,700

the verdict

1.17%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$200,000

1.17% · rent $2,343

Intrinsic value · income approach

$350,636

43% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.