611 W Oak St, Oakland City, IN 47660

3 bd · 2 ba · 2,976 sqft · built 1938 · Oakland City · SINGLE_FAMILY·source listing ↗

$97,500

rent, three ways

OnePercent model (vv1)$2,866/mo

wide honest range — HUD/comp anchors · $390–$2,866

HUD Fair Market Rent · 47660 · 3BR$1,290/mo

Area comps median (last 90d)—

Area comps median (last 90d)

\u2014

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Gibson

Flood risk indexRelatively High FEMA NRI

Median household income$57,472

Median area rent$921/mo

Median home value$146,300

the verdict

2.94%⚠vs 1.0% target

Unverified — model rent disagrees with HUD/comps

financing: 20% down · — (FRED, live) · 30yr

$97,500

2.94% · unverified

Intrinsic value · income approach

$205,520

53% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.