204 N Pierce St, Saint Paul, IN 47272

2 bd · 1 ba · 780 sqft · built 1910 · Saint Paul · SINGLE_FAMILY·source listing ↗

$85,000

rent, three ways

OnePercent model (vv1)$1,724/mo

p10–p90 confidence band

HUD Fair Market Rent · 47272 · 2BR$1,110/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Shelby

Flood risk indexRelatively Moderate FEMA NRI

Median household income$75,117

Median area rent$919/mo

Median home value$135,900

the verdict

2.03%vs 1.0% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$85,000

2.03% · rent $1,724

Intrinsic value · income approach

$128,224

34% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.