645 Maryland St, Gary, IN 46402

3 bd · 3 ba · built 1919 · Gary · MULTI_FAMILY·source listing ↗

$99,900

rent, three ways

OnePercent model (vv1)$1,881/mo

p10–p90 confidence band

HUD Fair Market Rent · 46402 · 3BR$1,370/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Lake

Flood risk indexRelatively Moderate FEMA NRI

Median household income$33,529

Median area rent$951/mo

Median home value$85,400

the verdict

1.88%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$99,900

1.88% · rent $1,881

Intrinsic value · income approach

$88,112

13% above intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.