1857-1859 E 39th St, Lorain, OH 44055

4 bd · 2 ba · 1,352 sqft · built 1970 · Lorain · MULTI_FAMILY·source listing ↗

$149,900

rent, three ways

OnePercent model (vv1)$1,752/mo

p10–p90 confidence band

HUD Fair Market Rent · 44055 · 4BR$1,550/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Lorain

Flood risk indexRelatively Low FEMA NRI

Median household income$40,636

Median area rent$873/mo

Median home value$101,400

the verdict

1.17%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$149,900

1.17% · rent $1,752

Intrinsic value · income approach

$168,744

11% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.