521 W 23rd St, Lorain, OH 44052

4 bd · 1 ba · 1,982 sqft · built 1900 · Lorain · SINGLE_FAMILY·source listing ↗

$89,900

rent, three ways

OnePercent model (vv1)$1,783/mo

p10–p90 confidence band

HUD Fair Market Rent · 44052 · 4BR

$1,570/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Lorain

Flood risk indexRelatively Low FEMA NRI

Median household income$45,023

Median area rent$883/mo

Median home value$116,000

the verdict

1.98%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$89,900

1.98% · rent $1,783

Intrinsic value · income approach

$172,081

48% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.