1346 N Pearl St, Crestview, FL 32536

4 bd · 1 ba · 1,146 sqft · built 1942 · Crestview · SINGLE_FAMILY·source listing ↗

$147,000

$155,000 first listed

seller intel

Price cut

−5.2%

from $155,000

Motivation score

28/100

OnePercent model (vv1)$1,817/mo

p10–p90 confidence band

HUD Fair Market Rent · 32536 · 4BR$2,790/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Okaloosa

Flood risk indexRelatively High FEMA NRI

Median household income$78,119

Median area rent$1,449/mo

Median home value$305,800

the verdict

1.24%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$147,000

1.24% · rent $1,817

Intrinsic value · income approach

$268,999

45% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.