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1004 Hamilton Ave, Panama City, FL 32401 — $99,000 · 2bd · ~1.2% rule | OnePercent

1004 Hamilton Ave, Panama City, FL 32401

$99,000

Home·Panama City 32401·1004 Hamilton Ave, Panama City, FL 32401

Confirmed 1 day ago

1004 Hamilton Ave, Panama City, FL 32401

2 bd · 1 ba · 516 sqft · built 1942 · Panama City · SINGLE_FAMILY·source listing ↗

$99,000

rent, three ways

OnePercent model (vv1)$1,189/mo

p10–p90 confidence band

HUD Fair Market Rent · 32401 · 2BR

$1,450/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Bay

Flood risk indexVery High FEMA NRI

Median household income$52,523

Median area rent$1,152/mo

Median home value$230,500

the verdict

1.20%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$99,000

1.20% · rent $1,189

Intrinsic value · income approach

$174,909

43% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.