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494 Scrub Jay Dr, Saint Augustine, FL 32092 — $219,997 · 2bd · ~0.9% rule | OnePercent

494 Scrub Jay Dr, Saint Augustine, FL 32092

$219,997

Home·Saint Augustine 32092·494 Scrub Jay Dr, Saint Augustine, FL 32092

Confirmed in the last few hours

494 Scrub Jay Dr, Saint Augustine, FL 32092

2 bd · 2.5 ba · 1,222 sqft · built 2005 · Saint Augustine · TOWNHOMES·source listing ↗

$219,997

rent, three ways

OnePercent model (vv1)$1,904/mo

p10–p90 confidence band

HUD Fair Market Rent · 32092 · 2BR$2,470/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

St. Johns

Flood risk indexRelatively High FEMA NRI

Median household income$131,020

Median area rent$2,424/mo

Median home value$489,800

the verdict

0.87%vs 0.9% target

wide confidence band

financing: 20% down · — (FRED, live) · 30yr

$219,997

0.87% · rent $1,904

Intrinsic value · income approach

$332,574

34% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.