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280 NW Kensington Ln, Lake City, FL 32055 — $185,000 · 3bd · ~1.1% rule | OnePercent

280 NW Kensington Ln, Lake City, FL 32055

$185,000

Home·Lake City 32055·280 NW Kensington Ln, Lake City, FL 32055

Confirmed 1 day ago

280 NW Kensington Ln, Lake City, FL 32055

3 bd · 2 ba · 1,980 sqft · built 2006 · Lake City · MOBILE·source listing ↗

$185,000

rent, three ways

OnePercent model (vv1)$2,079/mo

p10–p90 confidence band

HUD Fair Market Rent · 32055 · 3BR

$1,490/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Columbia

Flood risk indexRelatively High FEMA NRI

Median household income$61,111

Median area rent$1,008/mo

Median home value$184,300

the verdict

1.12%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$185,000

1.12% · rent $2,079

Intrinsic value · income approach

$316,366

42% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.