327 North St, Ray City, GA 31645

2 bd · 1 ba · 1,056 sqft · built 1974 · Ray City · MOBILE·source listing ↗

$59,900

rent, three ways

OnePercent model (vv1)$1,781/mo

p10–p90 confidence band

HUD Fair Market Rent · 31645 · 2BR$1,160/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Berrien

Flood risk indexRelatively Moderate FEMA NRI

Median household income$70,833

Median area rent$1,098/mo

Median home value$140,800

the verdict

2.97%vs 1.2% target

financing: 20% down · — (FRED, live) · 30yr

$59,900

2.97% · rent $1,781

Intrinsic value · income approach

$216,874

72% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.