402 Schley St, Fort Valley, GA 31030

3 bd · 2 ba · 1,296 sqft · built 1964 · Fort Valley · SINGLE_FAMILY·source listing ↗

$125,000

rent, three ways

OnePercent model (vv1)$1,741/mo

p10–p90 confidence band

HUD Fair Market Rent · 31030 · 3BR$1,570/mo

Area comps median (last 90d)—

FMR from HUD SAFMR FY2026. Never a naked estimate.

County

Peach

Flood risk indexRelatively Moderate FEMA NRI

Median household income$59,313

Median area rent$889/mo

Median home value$148,000

the verdict

1.39%vs 1.0% target

financing: 20% down · — (FRED, live) · 30yr

$125,000

1.39% · rent $1,741

Intrinsic value · income approach

$202,068

38% below intrinsic value

Value = net operating income ÷ market cap rate. Not investment advice.

Ten-year owner return

Equity multiple, per-year cash flow, and appreciation modeling are a Pro feature.